A bit of advice which, if you need to take it, means you’re probably already too far gone: Do not embezzle money. This a regional tax officer in Takamori recently found out when an audit discovered ４０２万１５８６円 (that’s 38,460.25 in US dollars) missing from pension payments due by local school teachers. A deep bow and apology will not get him out of this, though it might work for his bosses, who are bowing as if their jobs depend on it. - William